Do you need probate?
Apply to the relevant institutions to release monies held in bank accounts, ISAs, shares, pensions, bonds, life insurances etc. These institutions will then confirm if they are prepared to release the asset without requiring a grant.
If the total asset value in the deceased’s sole name (in a bank etc) is typically in excess of £10,000, the holding institution will normally require a grant to be obtained before releasing the asset.
If a grant is required for one asset, it is generally used to release all assets.
Each institution has a threshold above which they will normally require a grant. However, some institutions may request a grant to release any asset regardless of value. If the total asset value held by one institution is less than approximately £10,000 at the date of death, the institution may release the asset without a grant.
The Land Registry may require a grant to sell or transfer a property according to how it is owned:
Jointly a grant is not required
Sole name a grant is required
Tenants in Common a grant is required